Blog Posts
Financial Considerations Around Potential CCRC Fee Tax Deductions
A couple of weeks ago, we wrote a post answering a question we sometimes get about whether it’s wise to pull money from an individual retirement account (IRA) to help cover the cost of
Senior Living Community, Leaving an Inheritance: Is It an Either-Or?
There was a great interview-article in Forbes in 2022 entitled “Dilemma: Senior Living Facility or Kids’ Inheritance?” In it, financial expert Larry Light interviewed Certified Financial Planner Rick Kahler about many seniors’ desire to
What You Need to Know About Alzheimer’s and Brain Health
Did you know that June is Alzheimer’s and Brain Awareness Month? Alzheimer's disease (frequently abbreviated as simply “Alzheimer’s”) and related brain disorders have become increasingly prevalent in our aging society. These conditions can significantly
What The Best Life Plan Communities Have in Common
A continuing care retirement community (also called a life plan community or CCRC) is a unique type of 55 community that provides both independent living residences as well as a full continuum of care
Things To Do in Coastal Virginia This Summer
There’s no shortage of things to do in the Commonwealth at any time of year, but to really get the most out of your summer, head to one of the many coastal cities in
News Releases
Getting Ready for Summer
As we make ready for summer, it is a great time to be a part of any activity taking place at RWC. We conclude our successful and interesting 2019 Viewpoints season
RWC’s May 2019 Employee of the Month, Tom Conner
Our May "Employee of the Month" is Tom Conner in the RWC Maintenance Department. Tom has been an employee at RWC for over nine years. He was recognized for doing whatever the residents need
The Longest Day Event, Alzheimer’s & Dementia Awareness
Attend the Longest Day event where you can join thousands all over the U.S. and take the opportunity to learn more about Alzheimer's disease. Rappahannock Westminster-Canterbury is sponsoring a Longest Day event in Kilmarnock,
Mary Arthur to Speak at RWC’s Solution Seminar Series
Alzheimer's, Dementia and the Stages of Memory Loss
RWC Dementia Coordinator Mary Arthur adds credential to long list
RWC Dementia Coordinator Mary Arthur adds credential to long list Certified Dementia Consultant is latest accomplishment Rappahannock Westminster-Canterbury (RWC) Dementia Coordinator Mary Arthur has just added another credential to her
Upcoming Events
Health-friendly food bar and blood pressure checks 9 a.m. – noon in the Life Enrichment Center lobby on the third Wednesday of every month.
Holiday House Tours Stop
The community is invited to join us for an afternoon of holiday cheer at 2 p.m. Dec. 12.
Tour beautifully decorated apartments, cottages and stand-alone houses on RWC’s Holiday House Tour. Enjoy delicious holiday treats, and vote for your favorite decorated home. All attendees will be entered into a raffle to win fabulous prizes.
RSVP to [email protected] or 804-438-4877 by Dec. 3.
View our Wellness/Fitness Calendar and our Activities Calendar to see what may be coming up or of interest. The calendar is full of activities on and off campus.
Tools and Resources
Making the move to a Continuing Care Retirement Community (CCRC) is a big decision. To make sure relocating to Rappahannock Westminster-Canterbury is the right move for you or your parents, we’ve compiled some handy resources and online tools.
RWC is not just a CCRC, but a Total Life Plan Community. You and your family can choose which works best for your situation. While the fees are higher when you select a Total Life Plan, you are ensured the continuum of care for life from independent living to assisting living to health care and even memory care. In fact, 89 percent of our current residents chose the Total Life Plan for this peace of mind.
Marketing Brochure and Fees
Request our Marketing Brochure and Fees to find out about our various fee structures and refundable plans and about the RWC Foundation that helps ensure that residents whose financial resources have been exhausted in spite of prudent planning can remain at RWC.
Living Options
Situated on 165 wooded acres, RWC has more free-standing homes than most retirement communities – 46 homes with 1 or 2-car garages in a variety of floor plans and up to 2,200 square feet. We also offer 77 cottages and 33 apartments from studio apartments to two-bedroom, two bath – some with a beautiful view of our 7-acre manmade lake.
Virtual Tours
While nothing beats an in-person tour, you can take a sneak peek at a variety of our housing options via our 360-degree virtual tours.
MoneyGauge Survey
One of the biggest misconceptions people have about moving to a Continuing Care Retirement Community (CCRC) is that they cannot afford it. Answer 7 questions to find out if RWC is the right financial fit for you.
CCRC Tax Benefit
The IRS allows medical deductions for residents who itemize their deductions from gross income. A portion of the monthly fee may for independent living residents may qualify as a medical expense deduction (usually about a third of the entrance fee or somewhere near 30%) on your taxes. To find out about the current year’s exact percentage, contact RWC’s Marketing Team because the percentage fluctuates.
Finances are not the only consideration, of course. Many people wait to move to a CCRC because they are reluctant to admit that they may need a bit of extra help now or in the future.
Roobrik Tool
You can find out which options for the next stage of life are the best fit for you or your family with this quick survey tool that assesses if it’s the right time to downsize and the potential need for assistance.
RWC Blog
Our blog is full of useful posts about everything from why the holidays are a great time to talk to your parents about moving to a CCRC, why fall is a good time to move, 3 reasons seniors delay the decision to move, the joys of pet ownership for seniors and more! You can find answers to many of the questions within these blog posts
Senior Living Guide Podcast
The Senior Living Guide Podcast dives into topics that are important in the everyday lives of seniors and their caregivers. The host is joined by experts who offer their advice and expertise on these issues.
Jerry H.
“The residents have been most welcoming and friendly. The staff is very helpful, thoughtful and friendly.”
Lloyd and Valda F.
“The freedom of being able to choose just how much, or how little we do, as a couple, or individually each day is a gift. The spontaneity of the RWC lifestyle is an elixir.”
Helene and Peter B.
“These are our 5 favorite things about RWC not in any particular order: our residence and neighbors, the friendly staff, an excellent library, the facilities at the Life Enrichment Center, and especially all who cook, prepare, and serve our food.”
Testimonials
Research testimonials and reviews about any community you are considering. Resident and staff comments can help shed light on what it’s like to live or work in the CCRC.
Other resources that may help with your decision:
- Home Solutions – concierge services that take care of things like picking up your groceries, scheduling appointments, planning special events and more
- FAQs – Answers to frequently asked questions
- Rappahannock Club – Join our future residency club to “try before you buy.”
- Relocation Services – RWC has a list of approved and vetted local Realtors, home staging experts, downsizing pros, moving companies and more. Download our custom moving checklist. Contact RWC’s Marketing Team.
- Support Services – Find out about on-site support services available to residents and the community such as our Fit for Life wellness program, At Home with RWC, Parkinson’s, Memory Care and Grief support groups.